Classic Car Loans

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Interest rates

From 6.99%

Loan term

1 to 7 years

Online application

5-10 minutes

Loan approvals

Fast and simple

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Are you looking for a company that can provide you with the most competitive classic car loans? If you are, we are here to help. Read on to find out more about what the team at Max Loans can offer.

Max Loans understands classic cars

Getting a classic car loan in New Zealand can be a challenge. Many lenders place age restrictions on the vehicles they finance, which means a classic car may not qualify for a traditional car loan. At Max Loans, we understand that buying a classic car is a genuine investment for many people, and we will work with you to find a classic car loan that meets your needs. Not all lenders see the value of classic, vintage, performance or muscle cars, but here at Max Loans, we have been working with classic car enthusiasts for many years and are ideally placed to help buyers secure finance (if needed) to enable you to obtain the classic car of your dreams. With access to a wide range of lenders, we can source some of the best interest rates and loan terms in the market.


Each year we are one of the proud sponsors of the Repco Beach Hop Classic Car event held annually in March.

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How does pre-approval classic car finance work?

If you are in the market to buy, but haven’t quite found the perfect vehicle, we can assist you with a pre-approved classic car loan. With a pre-approval in place, you get the freedom to choose where you buy your car and can confidently make an offer when you find one. You can buy from a dealership, online or in any other form of private sale. On top of that, knowing your maximum limit aids the budgeting process immensely. When you know exactly how much you are able to spend on a car, you can concentrate on looking at cars within your price range and budget, and avoid the disappointment of realising you have been pursuing a vehicle you can’t really afford. What’s more, a pre-approved classic car loan can even help you negotiate a better price as a cash buyer! Talk to Max Loans to discuss your options, including the pros and cons of each potential option, so you can make an informed decision on classic car finance!

How much can I borrow?

To see how much you could be able to borrow, try out our personal loan calculator. Please be aware that the calculator is an estimate, and the actual amounts may go up or down depending on your circumstances. These estimated repayment amounts are based on an average interest rate of 17.95%, and also includes establishment fee, security registration and administration fees.

Why get a car loan through Max Loans?

There are a number of reasons why Max Loans car finance is a great option when you’re looking at classic cars:


  • When you’re pre-approved you are able to act like a cash buyer, whether it’s through a dealer or via a private sale.
  • The interest rates are competitive, and fixed.
  • You can extend car loan terms to up to 7 years, bringing your repayment amounts down.
  • Repayments can be matched to when you get paid, eliminating the need to budget ahead.
  • We will consider you for a loan no matter what level of driver license you currently hold, as long as you do currently hold one.
  • We have excellent insurance options as well, which can save you time and money.

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